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By sending your information, you agree to the following terms: ELIGIBILITY: The use of lawyards.com is available to ONLY adults and persons who can form legally binding contracts. 1. ACCEPTANCE OF TERMS: Lawyards.com provides its site to you subject to the following Agreement, which may be updated by us from time to time without notice to you. When using any of the site contents, you and the site shall be subject to any posted guidelines or rules applicable to such content, posted from time to time. All such guidelines or rules (including but not limited to our privacy policy) are hereby incorporated by reference into this Agreement. In addition, the site may contain links to other sites. Those sites may be governed by terms and conditions independent of ours and such links does not constitute endorsement or recommendation. Except where indicated, lawyards is in no way affiliated with the provided links. Therefore, you are subject to that site's privacy policy when you leave our site. 2. DISCLAIMER: The advertisements on the website are paid for by the listing parties. Lawyards cannot verify and information, recommend or endorse any of the professionals or services and does not make any claims, promises or guarantees about the accuracy of the information provided. The website does not conduct a referral site, and no attorney-client or any other contractual relationship is created by the use of the site. 3. DESCRIPTION OF SITE: Lawyards.com currently provides users with access to a professional offering free initial consultation. You understand and agree that most of the contents are advertisements by third parties. If you are an advertising professional, you understand your COMMITMENT TO THIS OUR GOAL. You also understand and agree that the site may include certain communications from our administrators such as site announcements, administrative messages and newsletter, and that these communications are considered part of lawyards.com membership but you may opt out of receiving such communications. Unless explicitly stated otherwise, any new features that augments or enhances the current site shall be subject to our Terms and Conditions. You understand and agree that this site is provided "AS-IS" and that lawyards.com assumes no responsibility for the timeliness, deletion, non-delivery or failure to store any user communications or personalization settings. You are responsible for obtaining access to the site and that access may involve third party fees (such as Cable & Internet site provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the site. 4. YOUR REGISTRATION OBLIGATIONS: In consideration of your use of the site, you represent that you are of legal age to form a binding contract and are not a person barred from receiving sites under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the registration form (such information being the "Registration data") and (b) maintain and promptly update the registration data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete or Lawyards.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Lawyards.com has the right to suspend or terminate your account and refuse any and all current or future use of the site (or any portion thereof). Lawyards.com is concerned about the safety and privacy of users. For this reason, any information posted within an area of the site, that has been deemed by the administration at their sole discretion, to be hateful, racist, slanderous, or in violation of any United States laws will be deleted from the property. In addition, by entering into this site, you are help solely responsible for any use of the site, through your user account. This includes any individual you will supply your Lawyards.com registration information, to provide them access to this site. 5. PRIVACY POLICY: Your registration data and certain other information about you are subject to our Privacy Policy. For more information read our privacy policy. 6. MEMBER ACCOUNT, PASSWORD AND SECURITY: You will create a password and account designation upon completing the site's registration process. You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify lawyards.com of any unauthorized use of your password or account or any other breach of security, by emailing admin@lawyards.com, or any other reasonable form of direct communication with the administrator of the site and (b) ensure that you exit from your account at the end of each session, by clicking the "Logout" link located on top of the site "home" or any other site page with the noted "Logout" link located on the top section of the web page. Lawyards.com cannot and will not be liable for any loss or damage arising from your failure to comply with this Section. 7. MEMBER CONDUCT: You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages or other materials or content, whether publicly posted or privately transmitted, are the sole responsibility of the person from which such content originated. This means that you, and not Lawyards.com, are entirely responsible for all content that you upload, post, email, transmit or otherwise make available via the cite. Lawyards.com does not control the content posted via the site and, as such, does not guarantee the accuracy, integrity or quality of such content. You understand that by using the site, you may be exposed to content that is offensive, indecent or objectionable. Under no circumstances will Lawyards.com be liable in any way for any content, including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available via the Site. You agree NOT TO use the site for the following: Upload, post, email, transmit or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable; Harm minors in any way; Impersonate any person or entity, including, but not limited to our administrators, forum moderators, or falsely state or otherwise misrepresent your affiliation with a person or entity; Forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the site; Upload, post, email, transmit or otherwise make available any content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements); Upload, post, email, transmit or otherwise make available any content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party; Upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, junk mail, Spam, chain letters, pyramid schemes or any other form of solicitation, except in those areas that are designated for such purpose; Upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; Disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Site are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges; Interfere with or disrupt the site or servers or networks connected to the site, or disobey any requirements, procedures, policies or regulations of networks connected to the site; Intentionally violate any a applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law; "Stalk" or otherwise harass another; or Collect or store personal data about other users. You acknowledge that Lawyards.com may or may not pre-screen content, but that Lawyards.com and its administrators, moderators, or representatives shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or move any content that is available on the site. Without limiting the foregoing, Lawyards.com and its designees shall have the right to remove any content that violates this Agreement or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any content, including any reliance on the accuracy, completeness, or usefulness of such content. In this regard, you acknowledge that you may not rely on any content created by Lawyards.com or submitted to Lawyards.com, including without limitation information in the Lawyards Forum, and in all other pages of the site. You acknowledge, consent and agree that lawyards.com may access, preserve, and disclose your account information and content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce our Terms and Conditions; (c) respond to claims that any content may, or directly, violates the rights of third-parties; (d) respond to your requests for customer site; or (e) protect the rights, property, or personal safety of Lawyards.com, its users and the public. You understand that the technical processing and transmission of the site, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. You understand that the site and software embodied within the site may include security components that permit digital materials to be protected, and use of these materials is subject to usage rules set by lawyards.com and/or content providers who provide content to the site. You may not attempt to override or circumvent any of the usage rules embedded into the Site. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the site, in whole or in part, is strictly prohibited. 8. SPECIAL ADMONITIONS FOR INTERNATIONAL USE: Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside. 8. CONTENT SUBMITTED OR MADE AVAILABLE FOR INCLUSION ON THE SITE: Lawyards.com does not claim ownership of content you submit or make available for inclusion on the Site. However, with respect to content you submit or make available for inclusion on publicly accessible areas of the Site, you grant Lawyards.com the following world-wide, royalty free and non-exclusive license(s), as applicable: With respect to content you submit or make available for inclusion on publicly accessible areas of Lawyards.com, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such content on the site solely for the purposes of providing and promoting the specific lawyards.com area to which such content was submitted or made available, this includes the various categories of the Lawyards.com, and the various Bulletin Boards of Lawyards.com Online Community. This license exists only for as long as you elect to continue to include such content on the Site and will terminate at the time you remove or Lawyards.com removes such content from the site. With respect to photos, graphics, audio or video you submit or make available for inclusion on any publicly accessible area of the Site other than Lawyards.com, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such content on the site solely for the purpose for which such content was submitted or made available. This license exists only for as long as you elect to continue to include such content on the site and will terminate at the time you remove or lawyards.com removes such content from the site. With respect to content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the Site other than lawyards.com, the perpetual, irrevocable and full license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such content (in whole or in part) and to incorporate such content into other works in any format or medium now known or later developed. Publicly accessible areas of our site are those areas of the lawyards.com network of properties that are intended to be available to the general public. Publicly accessible areas of the site include the Lawyards Forum and categorized portions of lawyards.com, areas of the site that are open to both members and visitors. However, publicly accessible areas of our site would not include portions of the site that are limited to members, or those intended for private communication such as Chat, Forum or portions of world wide web sites that are accessible through hypertext or other links outside lawyards.com. 10. INDEMNITY: You agree to indemnify and hold Lawyards.com, and its subsidiaries, affiliates, officers, agents, administrators, moderators, software developers, representatives, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit or make available through the Site, your use of the Site, your connection to the site, your violation of our Terms of Site, or your violation of rights of others. 10. NO RESALE OF SITE: Unless you are designated specifically as an lawyards.com "re-seller", or under certain conditions where you are provided with Lawyards.com affiliate features, as indicated by direct implication of the site administrators, moderators, software developers, designated representatives, officers, or an automated communication from the site software; You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Site (including your lawyards.com I.D.), use of the site, or access to the Site. 12. GENERAL PRACTICES REGARDING USE AND STORAGE: You acknowledge that lawyards.com may establish general practices and limits concerning use of the site, including without limitation the maximum number of days that email messages, message board postings, classified ads or any other uploaded content will be retained by the Site, the maximum number of email messages that may be sent from or received by an account on the Site, the maximum size of any email message that may be sent from or received by an account on the Site, the maximum disk space that will be allotted on lawyards.com' servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the site in a given period of time. You agree that lawyards.com has no responsibility or liability for the deletion or failure to store any messages and other communications or other content maintained or transmitted by the site. You acknowledge that Lawyards.com reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that Lawyards.com reserves the right to modify these general practices and limits from time to time. 13. MODIFICATIONS TO SITE: Lawyards.com reserves the right to modify the site at any time and from time to time or discontinue, temporarily or permanently, our site (or any part thereof) with or without notice. You agree that Lawyards.com shall not be liable to you or to any third party for any modification, suspension or discontinuance of the site. 14. TERMINATION: You agree that Lawyards.com may, under certain circumstances and without prior notice, immediately terminate your lawyards.com account, any associated communications, and access to the site. Reasons for such termination shall include, but not limited to, (a) breach or violation of our Terms and Conditions or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) a request by you (self-initiated account deletions), (d) discontinuance or material modification to the Site (or any part thereof), (e) unexpected technical or security issues or problems, and (f) extended periods of inactivity. Termination of your lawyards.com account includes (a) removal of access to all offerings within the Site, including but not limited to lawyards.com Communications, Forum Groups, Classified Advertisements, Message Board Posts, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring further use of the site. Further, you agree that all terminations for cause shall be made in our sole discretion and that Lawyards.com shall not be liable to you or any third-party for any termination of your account, any associated email address, or access to the site. 15. CONTACTS WITH OUR ADVERTISERS: Your correspondence with, or participation in promotions of listed professionals, including payment and delivery of their goods and/or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such professional. You agree that lawyards.com shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such transactions or as the result of the presence of such professional advertising on the site. 16. LINKS: Lawyards.com and third parties advertisers may provide, links to other internet sites or resources. Lawyards.com has no control over such sites and resources, you acknowledge and agree that we are not responsible for the availability of such external sites or resources, and do not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Lawyards.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or sites available on or through any such site or resource. 17. OUR PROPRIETARY RIGHT: You acknowledge and agree that the site and any necessary software used in connection with the site contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that content contained in sponsor advertisements or information presented to you through the Site or advertisers is protected by copyrights, trademarks, site marks, patents or other proprietary rights and laws. Except as expressly authorized by lawyards.com or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Site or the Software, in whole or in part. Under no circumstances my act as an employee, representative or sales person for any said advertisements, unless direct consent has been given by the intellectual owners. Lawyards.com grants you a personal, non-transferable and non-exclusive right and sub-license to use the content code as produced from the site by the site Software; provided that you do not (and do not allow any third party to) copy and reproduce the said code, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the producing software and all respective owners or license holders. You agree not to modify the software in any manner or form, or to use modified versions of the software, including (without limitation) for the purpose of obtaining unauthorized access to the site or mislead the site administrators You agree not to access the site by any means other than through the interface that is provided by Lawyards.com for use in accessing the site. 18. DISCLAIMER OF WARRANTIES YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. LAWYARDS.COM AND THE RESPECTIVE SOFTWARE DEVELOPERS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. LAWYARDS.COM MAKES NO WARRANTY THAT (i) THE SITE WILL MEET YOUR REQUIREMENTS, (ii) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM LAWYARDS.COM REPRESENTATIVES OR THROUGH OR FROM THE SITE OR SOFTWARE DEVELOPERS SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS IN CONSIDERATION TO ANY AREA OF THE LAWYARDS.COM PAGES. A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING THE SITE. CERTAIN CONDITIONS MAY INDUCE PREVIOUSLY UNDETECTED EPILEPTIC SYMPTOMS EVEN IN USERS WHO HAVE NO HISTORY OF PRIOR SEIZURES OR EPILEPSY. IF YOU, OR ANYONE IN YOUR FAMILY, HAVE AN EPILEPTIC CONDITION, CONSULT YOUR PHYSICIAN PRIOR TO USING THE SITE. IMMEDIATELY DISCONTINUE USE OF THE SITE AND CONSULT YOUR PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING THE SITE -- DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS. 19. LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT LAWYARDS.COM, ITS SOFTWARE DEVELOPERS ADMINISTRATORS MODERATORS OR AFFILIATES SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF LAWYARDS.COM OR MENTIONED AFFILIATES, HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SITE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND sites RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SITE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE; OR (v) ANY OTHER MATTER RELATING TO THE SITE. 20. EXCLUSIONS AND LIMITATIONS: SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 17 AND 18 MAY NOT APPLY TO YOU. IF YOU RESIDE OR WILL BE ACCESSING THE SITE FROM ANY SUCH REGION, YOU ARE HEREBY DENIED USE OF THE SITE AND DENIED ANY LICENSES OR GRANTS TO USE ANY PART OF THE SITE AS DESCRIBED IN THIS AGREEMENT. YOU ACKNOWLEDGE IT IS YOUR RESPONSIBILITY TO UNDERSTAND THE RULES AND REGULATIONS SET FORTH BY A COMMISSION IN PLACE BY LAW THAT AFFECTS YOUR REGION BEFORE USE OF THE SITE FOR THE PURPOSE OF ADVERTISING. 21. SPECIAL ADMONITION FOR SERVICES RELATING TO FINANCIAL MATTERS: If you intend to ad to the listing or contact any of the listed professional, receive or request any newsletter, messages, alerts or other information from the site concerning investments, please read the above Sections 17 and 18 again. Our listings are provided for informational purposes only, and no contents of the site is intended as a referral, trading or for investment purposes. Lawyards.com and its administrators shall not be responsible or liable for the accuracy, usefulness or availability of any information made available via the site or for any trading or investment decisions made based on any such information on the site. 22. NO THIRD PARTY BENEFICIARIES: You agree that, except as otherwise expressly provided in our Terms and Conditions, there shall be no third party beneficiaries to this Agreement. 23. NOTICE: Lawyards.com may provide you with notices, including those regarding changes to the TOS, by email, regular mail, or postings on the Site. 24. TRADEMARK INFORMATION: Our name, lawyards, the site logo and sites bearing lawyards.com are trademarks of Lawyards Inc. You agree not to display or use them in any manner without our prior permission, 25. NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT: Lawyards.com respects the intellectual property of others, and we ask our users to do the same. Lawyards.com may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users for infringements or violation of the intellectual property rights of other parties. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide our administrator the following information: An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest: A description of the copyrighted work or other intellectual property that you claim has been infringed; A description of where the material that you claim is infringing is located on the site; Your address, telephone number, and email address; A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf. 26. THE ENTIRE AGREEMENT: This Terms and Conditions constitute the entire agreement between you and lawyards.com govern your use of the site superseding any prior agreements between you and Lawyards.com You also may be subject to additional terms and conditions that may apply when you use or purchase certain other Lawyards.com sites, affiliate sites, third-party content or third-party software. 27. CHOICE OF LAW: Our Terms and Conditions and the relationship between you and lawyards.com shall be governed by the laws of the State of California without regard to its conflict of law provisions. You and Lawyards.com agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Los Angeles, California. 28. WAIVER AND SEVERABILITY OF TERMS: The failure of lawyardsrround.com to exercise or enforce any right or provision of the terms shall not constitute a waiver of such right or provision. If any provision of our Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect. 29. NO RIGHT OF SURVIVORSHIP AND NON-TRANSFERABILITY: You agree that your lawyards.com account is non-transferable and any rights to your lawyards.com I.D. or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted. 30. STATUTE OF LIMITATIONS: You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred. VIOLATIONS: Please report any violations of the TOS to the website administrator as mentioned in: Section 24 of this agreement.
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